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Business Loans Australia :: Articles

Business Loans Australia Articles

Business Loans Australia recommends the following articles which we hope you find of interest.

Simply click on the article title to read the entire content.

Finance Articles

Choosing a Home Loan Mortgage Broker
There are a number of potential pitfalls in relying on a mortgage broker for the best home loan solution ... particularly given the enormous growth in the broking industry and the recent... read more

Getting Rid of Your Debt Troubles
People borrow for a variety of reasons. But as long as they are able to meet repayment obligations, things are fine. Trouble erupts when commitments go awry and payment defaults occur. read more

Financial Oppression
Here is why so many people are in despair and suffering emotional problems related to debt. A candid explanation of how interest affects your daily life. read more

Credit - Your Friend or Foe?
Let’s investigate the difference between money and credit. When either will buy those wicked sunnies or cute earrings, the difference can start to become blurry. read more

Managing Credit Card Debt

If you are struggling with credit card debt - or want to avoid credit card pitfalls, you are not alone. Managing credit... read more

Why Are Annual Interest Rates So High For Payday Loans
Payday lending is surrounded by confusion and misunderstanding. Critics see high Annual Percentage Rates (APR’s) and deduce that payday lenders are profiting abnormally at the expense... read more

Put a Balloon Payment in a loan with the 6 steps to keep the loan profitable and safe
Reduce loan monthly loan payments to half of what they should be, by using a balloon payment. Handled correctly, a very smart thing to do. Mishandled, real headaches. 6 steps to... read more

Finance News

Commonwealth Bank changes ads following ASIC concern
Jan 16 :: The Commonwealth Bank of Australia has agreed to change some of its advertised loan comparison rates after concerns were raised by the Australian Securities and Investments Commission... read more

Inflation fall strengthens case for rate cuts
Dec 06 :: A leading unofficial measure of inflation eased last month due to falling food and fuel prices, strengthening the case for interest rate cuts next year.The TD Securities-Melbourne... read more

Reserve Bank cuts domestic growth outlook
Nov 07 :: The Reserve Bank of Australia (RBA) has cut its forecast for economic growth and inflation in its latest quarterly report card.Europe's ongoing sovereign debt crisis and the stalemate... read more

ASIC moves on consumer credit insurance
Oct 21 :: The Australian Securities and Investments Commission (ASIC) has moved to provide further guidance for banks, credit unions and building societies offering consumer credit insurance (CCI)... read more

Government cracks down on payday lenders
Sep 04 :: The Government has moved to place limits on the fees payday lenders can charge to 'small amount' borrowers, inviting comment on draft legislation.The Assistant Treasurer, Bill... read more

Bank switching plan gets industry tick
Aug 22 :: The Federal Government's plan to make switching banks easier has been welcomed by the banking industry and consumer groups.Under the so-called tick and flick plan, customers can... read more

Householders reducing debt in uncertain times
Jun 07 :: The latest West Australian consumer confidence survey reveals local households are saving more and getting rid of debt.Most people who responded to the Curtin Business School-Chamber... read more

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    Knowledgebase

    Balloon Payment: A large loan repayment made in order to clear a debt. Usually applied to a short-term fixed-rate loan, which involves small payments for a certain period of time with one large payment for the remaining amount of the principal at a time specified in

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    Visitors who submit a genuine quote request here on our Business Loans Australia website in the month of February 2012 are also eligible to receive a free download copy of ...

    How to Make Any Business Idea Successful

    Just about anyone, even non-business people can come up with a great business idea. But only a tiny proportion of these ideas ever see the light of day. In this book, author Joe Cooper will demonstrate how to turn your next brain burst into a success..